No Claims Bonus – Forums


I’m considering getting home assistance cover (ie cover for home emergencies to do with plumbing etc) added on as an extra to my existing home contents insurance.

I haven’t made any insurance claims in over 15 years but I have had a few plumbing, boiler etc issues in that period so it would definitely increase the likelihood of me making some kind of claim in future.

Would this kind of claim count against me under my main contents insurance policy or is it treated as something separate? If I decided to change insurers would I have to declare this as a claim I’d made – even if I was switching to an insurance policy without this add-on?


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