Paying the current balance – MoneySavingExpert.com Forums


Hello
Please can I clarify I,m not tripping myself up

I use a ADSA cash back CC as a daily spender and pay it off in full a few days before the statement date

Sometimes it falls in such a way that my statement amount is half or less then the current outstanding balance

If this is the case I pay the current balance figure so next month statement amount is not eye watering

Will this have a negative effect on my credit file please ?



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