Question relating to insurance payout for damaged laptop

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My insurance company have paid out for a damaged MacBook which was covered under the house contents items.
The payment was based on the cost of repair (a quote was provided from the Apple repair centre). The insurance company have now made a cash payment to my bank account.
My question is whether I am tied to using this money to carry out the repair on the MacBook or can I use it to replace it with a new Windows laptop?

Thanks in advance for any replies

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