I was recently accepted for a Vanquiscard which I want to use to rebuild my credit rating.
I have set up a DD to repay the full amount each month. My intention is to use to buy things I would normally use my Bank Debit Card for – petrol etc.
My question is; is it better to only make a small number of purchases; or will it help if I spend a bit (as long as it gets paid off at the end of the monht?)
Or does it not matter – the crucial thing is, the balance gets cleared each month?