Rebuilding Credit – MoneySavingExpert.com Forums


I was recently accepted for a Vanquiscard which I want to use to rebuild my credit rating.

I have set up a DD to repay the full amount each month. My intention is to use to buy things I would normally use my Bank Debit Card for – petrol etc.

My question is; is it better to only make a small number of purchases; or will it help if I spend a bit (as long as it gets paid off at the end of the monht?)

Or does it not matter – the crucial thing is, the balance gets cleared each month?

Thanks,

Andy



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