Redistributing Halifax credit limit. – MoneySavingExpert.com Forums


I’ve just asked to redistribute some credit limit from my old to my new Halifax card. I was told it would take 2-3 working days and that I should avoid any large transactions in the meantime as they might stop the redistribution being authorised.

Common sense tells me I shouldn’t reduce the available credit on the old card below the amount of credit limit I want to shift, but the agent told me I should avoid large transactions on either card. I’m champing at the bit to do a balance transfer to the new card, so I’m wondering whether her knowledge was limited to the script in front of her?



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