I’ve had my current credit card for 2 years and want to book a holiday that would take me over my limit. Most of my monthly expenditure is by credit card and I pay off the balance every month by direct debit. I have never defaulted on a payment. My Experian credit score is 999 (the maximum possible).
I applied for a credit limit increase and was refused BUT my main issue is that they will not tell me WHY because of the “sensitive nature” blah, blah, blah.
What is so sensitive about telling ME why they won’t increase MY credit limit?