Should I buy travel insurance through tour operator?


I wouldn’t normally ask this question as I know the answer is no, but this is slightly different.

It’s a 10 day escorted rail tour to Italy with a company called Rail Discoveries, staying in 4 different locations. They recommend their Specialist Rail Holiday Insurance and describe it as ‘tailor made with rail holidays in mind’.

I’m wondering how this differs from any other travel insurance. We’ve previously done short rail trips in Europe under our own steam and organised our own insurance, I don’t recall any mention of specialist rail travel insurance. The only difference this time is that we will be travelling with other people and a tour manager.

Has anyone any experience of this, would we get more suitable cover by buying their insurance on this occasion?


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