Should I cancel unused CC?


Hi all,

I got an Aqua credit card several years ago when I had adverse credit, it currently has a limit of £4k on it.

Since then, my situation and credit have considerably improved, I’ve worked very hard to improve it – even with a small CCJ (Dec 2013 ~£500), I have a mortgage now, as well as another two credit cards (Barclaycard and BA Amex).

Now that I have these two cards, I am no longer using my Aqua card – so would it be beneficial to close the account or keep it open for the sake of available credit?



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