I travel a fair bit and am sick of the fees I incur with my debit card.
I’m therefore thinking of taking out a specialist travel credit card and would like to take out the Halifax Clarity (I’m likely to be eligible).
I currently have a normal credit card (the BA Avios AMEX) which I’ve used to build up points although I have paid it off and I’m looking to get rid of it anyway.
My question is – if I apply for the Clarity, can I hold this at the same time as my normal credit card or will it affect my credit rating? Should I close down my AMEX if I take out the Clarity?
Is Clarity worth using when not travelling i.e. in the UK?