Should I pay off credit card or transfer to another 0% card?


Hello all,

I’m going around in circles with this as I’m not sure what the best option is for me!

Apologies if there is a similar query, I’ve had a good look and can’t find anything similar but if there is then please point me in the right direction!

I have a 0% CC that expires in September this year with a balance of about £2000.

I also have savings in a regular saver that matures on May 16th and I was hoping to pop this into a Stocks & Shares ISA so I have a second set of savings (also saving max amount in Lifetime ISA)

My question is, should I pay off the CC with my savings, or should I get a balance transfer card so I can continue paying around £60 a month while having a second set of savings growing?

Not sure what is the best way to handle it so any advice is appreciated! Fingers crossed I don’t sound like too much of a wally



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