Should I take a loan to clear credit card?

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Looking for some general advice please.. 1st time poster so please excuse me if I have posted in the wrong place.

We(fianc! and me) have a credit card balance of 8000 wed like to clear, she is currently on maternity and will only return to work for 20 hours per week. We recently got engaged and are looking to wed in approx. 3 years. Ideally within 5 years Id like to be marrried and debt free.

I considered a loan to clear the credit card over maybe 6/7 years to reduce the monthly outgoing.

Really just looking for hints, tips, advice.. etc etc.

Thanks in advance.

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