Spending Abroad MBNA v Halifax


Hello All,

Wondering if anyone can offer some advice…

I have the Halifax Clarity card which I know to be considered the best available for spending abroad. However I had one of the now defunct MBNA Virgin Visa cards. As a sweetener for staying with them they offer the following:-

0 fees for using abroad

No withdrawal fees abroad

0.5% cash back home and abroad.

I know it’s broadly considered Mastercard trumps Visa exchange rates, but does factoring the 0.5% cash back make it a better card?

I couldn’t see anything on the main site or other posts so apologies if I have missed this being answered already.

Thanks all!


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