Third party Loss Adjuster only offering to pay 1/2 costs


My property has been damaged by neighbouring trees, on land owned by a business.

After months of debate, their loss adjuster has offered to pay only a fraction (well, about 50%) of the cost of carrying out repairs.

I provided quotations which are much higher than the figure they have quoted, as a maximum.

I even asked them if they had this figure in mind, could they give me a name of a builder who could do it at that price, they simply replied saying they do not offer this sort of information.

What can i do ?

I have never had to get a car repaired (touching wood) but I know in that sort of case the insurance company will take the car away to their chosen garage, carry out the repairs and that’s that.



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