Thomas cook Travel Insurance Puzzled

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Hi

Wonder if anyone can help. I am looking to book a 2 week holiday on the Thomas Cook website. When I get to the page with the travel insurance it gives me a price. Then I am advised to look at the link “Further information on existing medical conditions”. This is obviously very important to make sure you are properly covered. But I am left pondering the question, If the insured person is suffering from some depressive illness which does not require hospitalisation and is having an adverse effect on there life, are they safe to proceed with booking the holiday and travel insurance without declaring their mental health disorders.?

Pre-existing Medical Conditions

This insurance policy has been designed to cover you (and anyone named on the insurance policy) for unforeseen events, accidents and Serious Illnesses. To ensure that you (and anyone named on the insurance policy) are covered you need to declare to us any illness that you (and anyone named on the insurance policy) may have or have had that falls within the definition of an Existing Medical Condition.Under the conditions of your Thomas Cook Travel Insurance policy, an Existing Medical Condition means:

1. Any:

a) respiratory condition (relating to the lungs or breathing)
b) cardiovascular condition (including any condition relating to the heart, arteries, veins, cholesterol or blood pressure)
c) stroke including a cerebrovascular condition (CVA) or a transient ischaemic attack (TIA)
d) diabetes or
e) cancer

for which you (or anyone named on the insurance policy) have ever received treatment (including surgery, tests or investigations by a doctor or a consultant / specialist, or prescribed drugs or medication).

2. Any Medical Condition for which you (or anyone named on the insurance policy) have received surgery, treatment or investigations in a hospital or clinic within the last six months.

3. Any medical Condition for which you (or anyone named on the insurance policy) are on a waiting list for or have knowledge of the need for surgery, in patient treatment or investigation at a hospital, clinic or nursing home.

To declare a medical condition please telephone 01733 224 852.

Last edited by paulo1888; Today at 11:06 PM.

Reason: addition

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