To close or not to close


Hi guys, I have a Barclaycard credit card with a 9k limit.

Problem I have is that I have a Virgin credit card with another debt on that ideally I would like to transfer to my Barclaycard but I’ve not had any offers for a while.

My offer on my Virgin card is due to expire in November.

Would I be better off holding out for an offer from Barclaycard or closing my account with them and reapply for another card?

I’m thinking of the effect it may have on my credit rating as I have had the Barclaycard for about 9/10 years.

Any advice would be greatly appreciated!


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