Travel Insurance advice


We have a multi holiday policy which covers Europe and cruising, it expires in November and we are going on a cruise just before it has expired.
My question is: my husband is going alone to the USA for 9 days at the beginning of September. Do you think would be better to amend our current policy or to take out a separate one for just him and that trip?
I am 67 and he is 65, I have health issues and he doesn’t.
Many thanks


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