Travel Insurance With An Ill Family Member At Home

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We are due to travel to Spain in June 2018. We have recently learnt that a close family member, who is not in the travelling party, has kidney failure and perhaps does not have long to live. Of course, we still want to go, but if said family member is really not very well, or if they happen to take a turn for the worse whilst we are away, would a travel insurance policy cover us having to curtail our holiday? Or even having to cancel it? Would I need to contact an insurance company direct to explain the situation?

We knew of his health issues when we booked, but he has recently got slightly worse and we are fearing the worst. We don’t currently have insurance, but we are looking to get something in place now.

Any advice is appreciated.

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