What does the future hold for the credit card industry?

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What are people’s thoughts on where the future of the credit card market?

Within the past 12 months there has been a rapid decline of balance transfer and purchase duration as well as reduced rewards/cashback etc so what’s coming next?

Will technology impact the market do you think? Will the new crypto-currencies have much of an affect?

I’d be grateful if you could share your thoughts with me.

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