What to do once Debt Free..


So I had two Credit Cards that have both now been paid off.

Best thing to do? I was just going to close the accounts but people have said to keep them active to show Credit on my score?

All the offers like 0% Purchase Fees, Currency conversion etc have now expired, so do I try re-negotiate? Close the account, get a new, what Will affect my score and what wont?

I am wanting to get a mortgage within the next 8 months as well so I want as little impact as possible.. but also the best benefits from a Credit Card…

sorry for so many questions but its always great to get advice.


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