write off car undervaluation by the insurer

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Hi All,

my car caught fire last April, the insurer offered me two valuations so far the highest one is £9160 minus the excess but this amount wont get me the same car I had before (Prius), went on Parkers website the cheapest one same year same mileage was 11k, I was thinking of taking it to the ombudsmen but what if he values it at a lower price as I was using as a taxi, this is the first time its happened to me any advice please.

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